--- title: "Apache Junction Hard Money Lender | Kenwood Mortgage" description: "Apache Junction hard money loans for investment homes, land, construction and commercial property at the east edge of the Valley." canonical: "https://kenwoodmortgage.com/arizona-hard-money-lender/apache-junction/" last_updated: "2026-09-24" --- Hard money lender · Pinal County # Apache Junction Hard Money Loans Hard money for Apache Junction investment property and land, at the foot of the Superstitions. | Term | Detail | |---|---| | Loan size | $50K–$25M | | Position | First deed of trust | | Term | 6–24 months | | Structure | Interest only | | Where | Arizona only | Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers. Apache Junction sits at the east edge of the Valley, below the Superstition Mountains. Its deals run from investment homes and small commercial buildings in town to land and acreage at the edges. We make hard money loans on all of it. You talk to a decision maker, and you get a straight read on value and terms. ## What we look at on an Apache Junction hard money loan - **Which county.** Most of Apache Junction is in Pinal County, with a portion in Maricopa County. We confirm where the parcel sits at the start. - **Water and septic on larger lots.** Part of the value, and part of the exit. - **The plan.** Hold, renovate, build or sell, the numbers have to work at the finish. Call [(480) 783-8800](tel:+14807838800) with the address and your numbers, or send a [Quick Quote](https://kenwoodmortgage.com/quick-quote/). Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend. Last updated September 24, 2026 Hard money programs for Apache Junction deals ## Residential Loans Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only. View program ## Land Loans Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992. View program ## Construction Loans Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule. View program ## Fix and Flip Loans The house is right, the numbers work, and the seller will not wait. This is the loan for that moment. View program ## Commercial Loans Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992. View program Call **Randy**, **Mark** or **Alex** and describe your deal out loud. It's faster. - [Randy Persson](https://kenwoodmortgage.com/about/randy-persson/) NMLS 183204 President and Founder [(602) 369-3894](tel:+16023693894) [randy@kenwoodmortgage.com](mailto:randy@kenwoodmortgage.com) - [Mark Speno](https://kenwoodmortgage.com/about/mark-speno/) NMLS 158661 Loan Originator [(480) 694-6300](tel:+14806946300) [mark@kenwoodmortgage.com](mailto:mark@kenwoodmortgage.com) - [Alex English](https://kenwoodmortgage.com/about/alex-english/) NMLS 2654939 Loan Originator [(205) 834-2500](tel:+12058342500) [alex@kenwoodmortgage.com](mailto:alex@kenwoodmortgage.com) Questions Apache Junction borrowers ask ### Apache Junction is in two counties. Does that matter? Only for recording and permitting, which we check up front. We lend in both counties. ### Do you make hard money land loans in Apache Junction? Yes. Residential land up to 70 percent of value, commercial land up to 65 percent. ### Do you lend on Apache Junction investment homes? Yes. Purchases, cash-out and renovation on investment property, up to 80 percent of value on residential bridge loans. Hard money loans nearby - [Mesa hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/mesa/) - [Queen Creek hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/queen-creek/) - [Gilbert hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/gilbert/) - [Pinal County hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/pinal-county/) - [Maricopa County hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/maricopa-county/) - [All Arizona hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/) --- ## Kenwood Mortgage Investments 7950 East Redfield Road #110 Scottsdale, Arizona 85260 Call: [(480) 783-8800](tel:+14807838800) Fax: (480) 783-8808 Email: [loans@kenwoodmortgage.com](mailto:loans@kenwoodmortgage.com) MB #13866 | NMLS #170223 Kenwood Mortgage Investments is a licensed Mortgage Broker in the state of Arizona. NMLS MB #13866 | NMLS #170223. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z. EOE. Equal Housing Lender.