Carefree Hard Money Loans
Hard money for Carefree custom builds, lots and investment homes, from a lender a short drive away.
- Loan size
- $50K–$25M
- Position
- First deed of trust
- Term
- 6–24 months
- Structure
- Interest only
- Where
- Arizona only
Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers.
Carefree is a small town of custom homes set into desert and boulder country. Most deals here are individual: a lot with a view, a home to rebuild or finish, a spec build for the right buyer.
We make hard money loans on Carefree construction, land and investment homes. Our office is in Scottsdale, so a decision maker can walk the property.
What we look at on a Carefree hard money loan
- The lot. Terrain, boulders and desert preservation rules shape what can be built and what it costs.
- The builder. Custom work in this terrain rewards experience, and we underwrite the team with the numbers.
- The exit. Priced on real sales of comparable custom homes.
Call (480) 783-8800 with the address and your numbers, or send a Quick Quote.
Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend.
Construction Loans
Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule.
View programLand Loans
Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992.
View programResidential Loans
Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only.
View programCommercial Loans
Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992.
View programDo you make construction hard money loans in Carefree?
Yes. Ground-up construction up to 72 percent of finished value, with Fund Forward draws advanced before each phase.
Can I finance a Carefree lot now and build later?
Yes. We fund the lot, and when your plans and builder are ready we talk about construction.
Do you lend on my own Carefree home?
No. We make business-purpose loans on investment property only. If the property is your home, or the money is for personal use, we are not the right lender.