Cave Creek Hard Money Loans
Custom homes, horse property and desert acreage. Cave Creek deals rarely fit a bank's form, and they fit ours.
- Loan size
- $50K–$25M
- Position
- First deed of trust
- Term
- 6–24 months
- Structure
- Interest only
- Where
- Arizona only
Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers.
Cave Creek is desert foothills, acreage, horse property and custom homes, with a small commercial core. Properties here are individual, and individual property is what a bank’s form handles worst.
We make hard money loans on Cave Creek land, custom construction, investment homes and commercial property. A decision maker reads each one on its own terms.
What we look at on a Cave Creek hard money loan
- Water and septic. Many outlying properties rely on wells, shared wells or hauled water, and septic. Each one affects value and the exit.
- Legal access. On acreage, the road in matters as much as the land.
- The finished value. On a custom build, priced against real foothills sales, not a list price.
Call (480) 783-8800 with the address and your numbers, or send a Quick Quote.
Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend.
Construction Loans
Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule.
View programLand Loans
Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992.
View programResidential Loans
Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only.
View programCommercial Loans
Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992.
View programDo you make hard money loans on Cave Creek horse property?
Yes, when it is investment or business-purpose property. We underwrite the land, the improvements and the exit.
Will you lend on a Cave Creek property with a shared well?
Often, yes. We read the well agreement along with the rest of the file. It is part of the underwriting, not a reason to say no.
Do you make construction loans in Cave Creek?
Yes. Ground-up construction up to 72 percent of finished value, with draws advanced before each phase.