Cottonwood Hard Money Loans
Hard money for Cottonwood and the Verde Valley, where we are already funding a ground-up build.
- Loan size
- $50K–$25M
- Position
- First deed of trust
- Term
- 6–24 months
- Structure
- Interest only
- Where
- Arizona only
Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers.
Cottonwood is the Verde Valley’s commercial center, with an old town district, investment homes, and land for new building. We are active in the valley: a few miles away in Camp Verde, we are funding a $700,000 farmhouse and barn with every draw advanced before the phase began.
We make hard money loans in Cottonwood on construction, land, investment homes and commercial property.
What we look at on a Cottonwood hard money loan
- Water and septic on larger parcels. Part of the value and part of the exit.
- The building. On older commercial property, condition and use shape the value.
- The finished value. Priced on real Verde Valley sales.
Call (480) 783-8800 with the address and your numbers, or send a Quick Quote.
Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend.
Construction Loans
Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule.
View programLand Loans
Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992.
View programResidential Loans
Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only.
View programCommercial Loans
Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992.
View program
$700,000 Ground-Up Farmhouse and Barn
A licensed builder with land owned free and clear. Two structures, one loan, and every draw advanced before the phase began.
Do you make construction hard money loans in Cottonwood?
Yes. Ground-up construction up to 72 percent of finished value, and up to 100 percent of hard costs if you own the land free and clear.
Do you lend on commercial property in old town Cottonwood?
Yes, up to 80 percent of value on commercial bridge loans. We underwrite the building and your plan.
Do you lend on land in the Verde Valley?
Yes. Residential land up to 70 percent of value, commercial land up to 65 percent.