--- title: "Fountain Hills Hard Money Lender | Kenwood Mortgage" description: "Fountain Hills hard money loans for hillside lots, custom construction, investment homes and commercial property, from a Scottsdale hard money lender." canonical: "https://kenwoodmortgage.com/arizona-hard-money-lender/fountain-hills/" last_updated: "2026-09-25" --- Hard money lender · Maricopa County # Fountain Hills Hard Money Loans Fountain Hills is hillside lots and custom homes, a few minutes from our Scottsdale office. | Term | Detail | |---|---| | Loan size | $50K–$25M | | Position | First deed of trust | | Term | 6–24 months | | Structure | Interest only | | Where | Arizona only | Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers. Fountain Hills is a town of views and slopes. Many lots sit on hillsides, which makes building here slower and more expensive than on flat ground, and makes a lender who understands it worth having. We make hard money loans on Fountain Hills custom construction, lots, investment homes and commercial property. We have funded here before, including an artist’s studio. ## What we look at on a Fountain Hills hard money loan - **The slope.** Hillside lots carry town grading and disturbance rules. They shape the design, the budget and the schedule, so we read them in early. - **The view and the finish.** Resale here turns on both. We price the finished home against real comparable sales. - **The builder.** On a hillside custom build, experience with this terrain matters. Call [(480) 783-8800](tel:+14807838800) with the address and your numbers, or send a [Quick Quote](https://kenwoodmortgage.com/quick-quote/). Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend. Last updated September 25, 2026 Hard money programs for Fountain Hills deals ## Construction Loans Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule. View program ## Land Loans Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992. View program ## Residential Loans Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only. View program ## Commercial Loans Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992. View program Funded by Kenwood near Fountain Hills ### [Funding for Artist Studio in Fountain Hills, AZ](https://kenwoodmortgage.com/recent-deals/) Kenwood is proud to play a role in seeing that an artist’s dream for his studio became a reality. Ron Head, famous sculp… Call **Randy**, **Mark** or **Alex** and describe your deal out loud. It's faster. - [Randy Persson](https://kenwoodmortgage.com/about/randy-persson/) NMLS 183204 President and Founder [(602) 369-3894](tel:+16023693894) [randy@kenwoodmortgage.com](mailto:randy@kenwoodmortgage.com) - [Mark Speno](https://kenwoodmortgage.com/about/mark-speno/) NMLS 158661 Loan Originator [(480) 694-6300](tel:+14806946300) [mark@kenwoodmortgage.com](mailto:mark@kenwoodmortgage.com) - [Alex English](https://kenwoodmortgage.com/about/alex-english/) NMLS 2654939 Loan Originator [(205) 834-2500](tel:+12058342500) [alex@kenwoodmortgage.com](mailto:alex@kenwoodmortgage.com) Questions Fountain Hills borrowers ask ### Do you make construction hard money loans on Fountain Hills hillside lots? Yes. We fund ground-up construction up to 72 percent of finished value, with draws advanced before each phase, and we read the hillside rules into the budget. ### Do you lend on unusual commercial property in Fountain Hills? Yes. We have funded an artist's studio here. We underwrite the value and the plan, not the category. ### How close are you? Our office is in Scottsdale, so Fountain Hills is a short drive for a site visit. Hard money loans nearby - [Scottsdale hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/scottsdale/) - [Mesa hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/mesa/) - [Carefree hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/carefree/) - [Cave Creek hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/cave-creek/) - [Maricopa County hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/maricopa-county/) - [All Arizona hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/) --- ## Kenwood Mortgage Investments 7950 East Redfield Road #110 Scottsdale, Arizona 85260 Call: [(480) 783-8800](tel:+14807838800) Fax: (480) 783-8808 Email: [loans@kenwoodmortgage.com](mailto:loans@kenwoodmortgage.com) MB #13866 | NMLS #170223 Kenwood Mortgage Investments is a licensed Mortgage Broker in the state of Arizona. NMLS MB #13866 | NMLS #170223. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z. EOE. Equal Housing Lender.