Gilbert Hard Money Loans
Hard money for Gilbert investors, including cash-out on the rentals you already own.
- Loan size
- $50K–$25M
- Position
- First deed of trust
- Term
- 6–24 months
- Structure
- Interest only
- Where
- Arizona only
Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers.
Gilbert’s investment deals tend to be homes: rentals in planned communities, homes bought to renovate and resell, and equity sitting in properties an investor already owns outright.
That last one is where a hard money loan often does the most work. We funded a $500,000 cash-out on a free-and-clear investment home in Gilbert, and the borrower used the money to buy the next property. Equity that sits still is capital that is not working.
What we look at on a Gilbert hard money loan
- The property’s value, honestly. In a planned community with many similar homes, comps are plentiful and we read them closely.
- The plan for the money. On a cash-out, we want to know what it buys and how the loan is repaid.
- HOA rules. Association rules can limit rentals or exterior work, and we check them before you rely on a plan.
Call (480) 783-8800 with the address and your numbers, or send a Quick Quote.
Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend.
Residential Loans
Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only.
View programFix and Flip Loans
The house is right, the numbers work, and the seller will not wait. This is the loan for that moment.
View programConstruction Loans
Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule.
View programCommercial Loans
Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992.
View program
$500,000 CASH OUT
Free and clear investment SFR in Gilbert. Loan application to funding in less than one week. Borrower using the funds to…
Can I get a cash-out hard money loan on my Gilbert rental?
Yes, on investment property. We have funded a $500,000 cash-out in Gilbert on a home owned free and clear.
Do you make fix and flip hard money loans in Gilbert?
Yes. Up to 70 percent of after-repair value and 85 percent of cost, with draws advanced before each phase.
Do you lend on my own Gilbert home?
No. We make business-purpose loans on investment property only. If the property is your home, or the money is for personal use, we are not the right lender.