--- title: "Gilbert Hard Money Lender | Kenwood Mortgage Investments" description: "Gilbert hard money loans for investment homes, cash-out, fix and flip and construction. Hard money from $50K to $25M, underwritten by Kenwood's principals." canonical: "https://kenwoodmortgage.com/arizona-hard-money-lender/gilbert/" last_updated: "2026-09-25" --- Hard money lender · Maricopa County # Gilbert Hard Money Loans Hard money for Gilbert investors, including cash-out on the rentals you already own. | Term | Detail | |---|---| | Loan size | $50K–$25M | | Position | First deed of trust | | Term | 6–24 months | | Structure | Interest only | | Where | Arizona only | Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers. Gilbert’s investment deals tend to be homes: rentals in planned communities, homes bought to renovate and resell, and equity sitting in properties an investor already owns outright. That last one is where a hard money loan often does the most work. We funded a $500,000 cash-out on a free-and-clear investment home in Gilbert, and the borrower used the money to buy the next property. Equity that sits still is capital that is not working. ## What we look at on a Gilbert hard money loan - **The property’s value, honestly.** In a planned community with many similar homes, comps are plentiful and we read them closely. - **The plan for the money.** On a cash-out, we want to know what it buys and how the loan is repaid. - **HOA rules.** Association rules can limit rentals or exterior work, and we check them before you rely on a plan. Call [(480) 783-8800](tel:+14807838800) with the address and your numbers, or send a [Quick Quote](https://kenwoodmortgage.com/quick-quote/). Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend. Last updated September 25, 2026 Hard money programs for Gilbert deals ## Residential Loans Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only. View program ## Fix and Flip Loans The house is right, the numbers work, and the seller will not wait. This is the loan for that moment. View program ## Construction Loans Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule. View program ## Commercial Loans Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992. View program Funded by Kenwood near Gilbert ### [$500,000 CASH OUT](https://kenwoodmortgage.com/recent-deals/) Free and clear investment SFR in Gilbert. Loan application to funding in less than one week. Borrower using the funds to… Call **Randy**, **Mark** or **Alex** and describe your deal out loud. It's faster. - [Randy Persson](https://kenwoodmortgage.com/about/randy-persson/) NMLS 183204 President and Founder [(602) 369-3894](tel:+16023693894) [randy@kenwoodmortgage.com](mailto:randy@kenwoodmortgage.com) - [Mark Speno](https://kenwoodmortgage.com/about/mark-speno/) NMLS 158661 Loan Originator [(480) 694-6300](tel:+14806946300) [mark@kenwoodmortgage.com](mailto:mark@kenwoodmortgage.com) - [Alex English](https://kenwoodmortgage.com/about/alex-english/) NMLS 2654939 Loan Originator [(205) 834-2500](tel:+12058342500) [alex@kenwoodmortgage.com](mailto:alex@kenwoodmortgage.com) Questions Gilbert borrowers ask ### Can I get a cash-out hard money loan on my Gilbert rental? Yes, on investment property. We have funded a $500,000 cash-out in Gilbert on a home owned free and clear. ### Do you make fix and flip hard money loans in Gilbert? Yes. Up to 70 percent of after-repair value and 85 percent of cost, with draws advanced before each phase. ### Do you lend on my own Gilbert home? No. We make business-purpose loans on investment property only. If the property is your home, or the money is for personal use, we are not the right lender. Hard money loans nearby - [Chandler hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/chandler/) - [Mesa hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/mesa/) - [Queen Creek hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/queen-creek/) - [Tempe hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/tempe/) - [Maricopa County hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/maricopa-county/) - [All Arizona hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/) --- ## Kenwood Mortgage Investments 7950 East Redfield Road #110 Scottsdale, Arizona 85260 Call: [(480) 783-8800](tel:+14807838800) Fax: (480) 783-8808 Email: [loans@kenwoodmortgage.com](mailto:loans@kenwoodmortgage.com) MB #13866 | NMLS #170223 Kenwood Mortgage Investments is a licensed Mortgage Broker in the state of Arizona. NMLS MB #13866 | NMLS #170223. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z. EOE. Equal Housing Lender.