Mesa Hard Money Loans
Hard money for Mesa flips, duplexes, restaurants and commercial buildings, funded on the deal in front of us.
- Loan size
- $50K–$25M
- Position
- First deed of trust
- Term
- 6–24 months
- Structure
- Interest only
- Where
- Arizona only
Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers.
Mesa has a bit of everything an East Valley investor wants: older homes ready for a rehab, duplexes and fourplexes that rent below market, and commercial corridors full of restaurants and shop buildings a bank has trouble pricing.
We make hard money loans on all of it. A decision maker reads the deal, looks at the property, and tells you plainly what we can do. We have funded Mesa commercial property, including a restaurant, and the multi-family deals we like best are the ones where the rent roll is the problem and your plan is the fix.
What we look at on a Mesa hard money loan
- The purchase against the comps. On a flip, your margin is made on the buy.
- The rent roll and the plan. On a small multi-family, we underwrite what the units rent for after the work, not only what they rent for today.
- The use. On a restaurant or shop building, we price the real estate and how it is used, not a category on a form.
Call (480) 783-8800 with the address and your numbers, or send a Quick Quote.
Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend.
Fix and Flip Loans
The house is right, the numbers work, and the seller will not wait. This is the loan for that moment.
View programMulti-Family Loans
From a duplex in Mesa to an apartment building mid-turn, capital sized to the property and the plan you have for it.
View programCommercial Loans
Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992.
View programResidential Loans
Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only.
View programConstruction Loans
Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule.
View program
Restaurant in Mesa, AZ
$300,000 @8% No Prepay Penalty
Do you make hard money loans on Mesa duplexes and fourplexes?
Yes. We fund the purchase and the renovation, interest only, and you sell or refinance into a long-term loan once the property performs.
Can I get a hard money loan on a Mesa restaurant building?
Yes. Restaurants are exactly the kind of property a bank struggles to categorize, and one we have funded in Mesa. We underwrite the value and the plan.
What does a Mesa fix and flip hard money loan cover?
Up to 70 percent of after-repair value and up to 85 percent of cost, with rehab draws advanced before each phase begins.