--- title: "Mesa Hard Money Lender | Kenwood Mortgage Investments" description: "Mesa hard money loans for fix and flip, multi-family, commercial and restaurant property. An Arizona hard money lender since 1992, loans from $50K to $25M." canonical: "https://kenwoodmortgage.com/arizona-hard-money-lender/mesa/" last_updated: "2026-09-24" --- Hard money lender · Maricopa County # Mesa Hard Money Loans Hard money for Mesa flips, duplexes, restaurants and commercial buildings, funded on the deal in front of us. | Term | Detail | |---|---| | Loan size | $50K–$25M | | Position | First deed of trust | | Term | 6–24 months | | Structure | Interest only | | Where | Arizona only | Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers. Mesa has a bit of everything an East Valley investor wants: older homes ready for a rehab, duplexes and fourplexes that rent below market, and commercial corridors full of restaurants and shop buildings a bank has trouble pricing. We make hard money loans on all of it. A decision maker reads the deal, looks at the property, and tells you plainly what we can do. We have funded Mesa commercial property, including a restaurant, and the multi-family deals we like best are the ones where the rent roll is the problem and your plan is the fix. ## What we look at on a Mesa hard money loan - **The purchase against the comps.** On a flip, your margin is made on the buy. - **The rent roll and the plan.** On a small multi-family, we underwrite what the units rent for after the work, not only what they rent for today. - **The use.** On a restaurant or shop building, we price the real estate and how it is used, not a category on a form. Call [(480) 783-8800](tel:+14807838800) with the address and your numbers, or send a [Quick Quote](https://kenwoodmortgage.com/quick-quote/). Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend. Last updated September 24, 2026 Hard money programs for Mesa deals ## Fix and Flip Loans The house is right, the numbers work, and the seller will not wait. This is the loan for that moment. View program ## Multi-Family Loans From a duplex in Mesa to an apartment building mid-turn, capital sized to the property and the plan you have for it. View program ## Commercial Loans Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992. View program ## Residential Loans Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only. View program ## Construction Loans Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule. View program Funded by Kenwood near Mesa ### [Restaurant in Mesa, AZ](https://kenwoodmortgage.com/recent-deals/) $300,000 @8% No Prepay Penalty Call **Randy**, **Mark** or **Alex** and describe your deal out loud. It's faster. - [Randy Persson](https://kenwoodmortgage.com/about/randy-persson/) NMLS 183204 President and Founder [(602) 369-3894](tel:+16023693894) [randy@kenwoodmortgage.com](mailto:randy@kenwoodmortgage.com) - [Mark Speno](https://kenwoodmortgage.com/about/mark-speno/) NMLS 158661 Loan Originator [(480) 694-6300](tel:+14806946300) [mark@kenwoodmortgage.com](mailto:mark@kenwoodmortgage.com) - [Alex English](https://kenwoodmortgage.com/about/alex-english/) NMLS 2654939 Loan Originator [(205) 834-2500](tel:+12058342500) [alex@kenwoodmortgage.com](mailto:alex@kenwoodmortgage.com) Questions Mesa borrowers ask ### Do you make hard money loans on Mesa duplexes and fourplexes? Yes. We fund the purchase and the renovation, interest only, and you sell or refinance into a long-term loan once the property performs. ### Can I get a hard money loan on a Mesa restaurant building? Yes. Restaurants are exactly the kind of property a bank struggles to categorize, and one we have funded in Mesa. We underwrite the value and the plan. ### What does a Mesa fix and flip hard money loan cover? Up to 70 percent of after-repair value and up to 85 percent of cost, with rehab draws advanced before each phase begins. Hard money loans nearby - [Tempe hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/tempe/) - [Gilbert hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/gilbert/) - [Chandler hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/chandler/) - [Apache Junction hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/apache-junction/) - [Queen Creek hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/queen-creek/) - [Maricopa County hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/maricopa-county/) - [All Arizona hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/) --- ## Kenwood Mortgage Investments 7950 East Redfield Road #110 Scottsdale, Arizona 85260 Call: [(480) 783-8800](tel:+14807838800) Fax: (480) 783-8808 Email: [loans@kenwoodmortgage.com](mailto:loans@kenwoodmortgage.com) MB #13866 | NMLS #170223 Kenwood Mortgage Investments is a licensed Mortgage Broker in the state of Arizona. NMLS MB #13866 | NMLS #170223. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z. EOE. Equal Housing Lender.