Peoria Hard Money Loans
Peoria runs from established West Valley neighborhoods to acreage in the north. We make hard money loans across all of it.
- Loan size
- $50K–$25M
- Position
- First deed of trust
- Term
- 6–24 months
- Structure
- Interest only
- Where
- Arizona only
Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers.
Peoria is two markets. The south end is established West Valley neighborhoods, good for flips and rentals. The north end stretches toward Lake Pleasant with larger lots, custom homes and land still waiting for a plan.
We make hard money loans on both: fix and flips and investment homes in town, and land and ground-up construction farther north.
What we look at on a Peoria hard money loan
- Which county. Most of Peoria is in Maricopa County, but part of the city reaches into Yavapai County. The deed of trust records where the parcel sits, and we confirm it at the start.
- Utilities and access on larger lots. Out north, water, sewer or septic, and legal access are part of the land’s value.
- The finished value. On a custom build, we price the finished home against real sales nearby.
Call (480) 783-8800 with the address and your numbers, or send a Quick Quote.
Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend.
Fix and Flip Loans
The house is right, the numbers work, and the seller will not wait. This is the loan for that moment.
View programConstruction Loans
Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule.
View programLand Loans
Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992.
View programResidential Loans
Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only.
View programDo you make construction hard money loans in north Peoria?
Yes. Ground-up construction up to 72 percent of finished value, with Fund Forward draws advanced before each phase. Owner-builders and ROC-licensed contractors both qualify.
Part of Peoria is in Yavapai County. Does that change anything?
Only the recording and permitting details, which we check up front. We lend in both counties.
Do you make fix and flip loans in Peoria?
Yes, up to 70 percent of after-repair value and 85 percent of cost.