Phoenix Hard Money Loans
Hard money loans for Phoenix investors, builders and business owners, from a lender that has underwritten Phoenix real estate since 1992.
- Loan size
- $50K–$25M
- Position
- First deed of trust
- Term
- 6–24 months
- Structure
- Interest only
- Where
- Arizona only
Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers.
Phoenix is where most Arizona investment deals get done, and it is where a slow lender costs the most. A flip in an older neighborhood, an infill build on a vacant lot, a small commercial building with a plan behind it: the seller wants certainty, and a bank wants months.
We make hard money loans across the city, from the older housing stock near the core to new construction at the edges, including Laveen, Ahwatukee and north Phoenix. A decision maker reads your deal, looks at the property, and prices the loan on its value and your plan.
What we look at on a Phoenix hard money loan
- The block, not the zip code. Phoenix values can change street by street, so we read comps close to the property.
- Permits and scope. Work inside the City of Phoenix runs through the city’s permit process, and a realistic permit timeline belongs in your schedule.
- The exit. A sale, a refinance or a lease-up, priced against the market as it is.
Call (480) 783-8800 with the address and your numbers, or send a Quick Quote.
Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend.
Fix and Flip Loans
The house is right, the numbers work, and the seller will not wait. This is the loan for that moment.
View programConstruction Loans
Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule.
View programCommercial Loans
Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992.
View programMulti-Family Loans
From a duplex in Mesa to an apartment building mid-turn, capital sized to the property and the plan you have for it.
View programResidential Loans
Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only.
View programLand Loans
Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992.
View program
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Do you make hard money loans in every part of Phoenix?
Yes. We lend on investment and business-purpose property across the city, from central Phoenix to Laveen, Ahwatukee and the north end, and throughout the rest of the Valley.
Can I get a hard money loan on a Phoenix trustee sale purchase?
Yes. Trustee sales, wholesale deals, estate purchases and listed properties all work. What matters is the purchase price against the comps, the rehab budget and the exit.
Do you make commercial hard money loans in Phoenix?
Yes. Office, retail, industrial, restaurants and mixed use, up to 80 percent of value and up to $25,000,000 per loan.