--- title: "Pinal County Hard Money Lender | Kenwood Mortgage" description: "Pinal County hard money loans: San Tan Valley, the city of Maricopa, Florence, Casa Grande, Apache Junction and the growth corridor south of Phoenix." canonical: "https://kenwoodmortgage.com/arizona-hard-money-lender/pinal-county/" last_updated: "2026-09-25" --- Hard money lender · Pinal County # Pinal County Hard Money Loans Pinal County is where much of the Valley's growth is heading. We make hard money loans on the land, the builds and the homes. | Term | Detail | |---|---| | Loan size | $50K–$25M | | Position | First deed of trust | | Term | 6–24 months | | Structure | Interest only | | Where | Arizona only | Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers. Pinal County sits between Phoenix and Tucson, and the growth of both has pushed into it. San Tan Valley, the city of Maricopa, Florence, Casa Grande and Apache Junction carry new subdivisions, investment homes, land and ground-up construction. We have made hard money loans across Pinal County, including new construction in Florence, an investment home in the city of Maricopa, and a rental in San Tan Valley. ## What we look at on a Pinal County hard money loan - **City or county jurisdiction.** Much of Pinal County is unincorporated, so permits may run through the county rather than a city. - **Utilities on land.** Growth areas range from utilities at the street to wells and septic. Each is part of the value. - **The exit.** Sale, refinance or a long-term hold with a long-term lender, priced on real local sales. Call [(480) 783-8800](tel:+14807838800) with the address and your numbers, or send a [Quick Quote](https://kenwoodmortgage.com/quick-quote/). Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend. Last updated September 25, 2026 Pinal County hard money loans by city - [Apache Junction hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/apache-junction/) Hard money programs for Pinal County deals ## Construction Loans Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule. View program ## Land Loans Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992. View program ## Residential Loans Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only. View program ## Fix and Flip Loans The house is right, the numbers work, and the seller will not wait. This is the loan for that moment. View program Funded by Kenwood near Pinal County ### [New construction in Florence, AZ.](https://kenwoodmortgage.com/recent-deals/) Ground up construction deal in Florence, AZ ### [Single Family Investment in Maricopa, AZ](https://kenwoodmortgage.com/recent-deals/) $90,000 loan on this free and clear Maricopa investment property. Out of state owner needed cash out to acquire another … ### [$95,000 Rental in San Tan Valley, AZ](https://kenwoodmortgage.com/recent-deals/) Out of state buyer had been making multiple offers on various properties with each contract written “subject to financin… Call **Randy**, **Mark** or **Alex** and describe your deal out loud. It's faster. - [Randy Persson](https://kenwoodmortgage.com/about/randy-persson/) NMLS 183204 President and Founder [(602) 369-3894](tel:+16023693894) [randy@kenwoodmortgage.com](mailto:randy@kenwoodmortgage.com) - [Mark Speno](https://kenwoodmortgage.com/about/mark-speno/) NMLS 158661 Loan Originator [(480) 694-6300](tel:+14806946300) [mark@kenwoodmortgage.com](mailto:mark@kenwoodmortgage.com) - [Alex English](https://kenwoodmortgage.com/about/alex-english/) NMLS 2654939 Loan Originator [(205) 834-2500](tel:+12058342500) [alex@kenwoodmortgage.com](mailto:alex@kenwoodmortgage.com) Questions Pinal County borrowers ask ### Is the city of Maricopa in Maricopa County? No. The city of Maricopa is in Pinal County. We lend in both, and we have funded an investment home in the city of Maricopa. ### Do you make construction hard money loans in Pinal County? Yes. Ground-up construction up to 72 percent of finished value, with draws advanced before each phase. We have funded new construction in Florence. ### Do you lend in San Tan Valley? Yes. San Tan Valley is unincorporated Pinal County, and we have funded a rental there. Hard money loans nearby - [Maricopa County hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/maricopa-county/) - [Queen Creek hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/queen-creek/) - [Apache Junction hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/apache-junction/) - [Tucson hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/tucson/) - [All Arizona hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/) --- ## Kenwood Mortgage Investments 7950 East Redfield Road #110 Scottsdale, Arizona 85260 Call: [(480) 783-8800](tel:+14807838800) Fax: (480) 783-8808 Email: [loans@kenwoodmortgage.com](mailto:loans@kenwoodmortgage.com) MB #13866 | NMLS #170223 Kenwood Mortgage Investments is a licensed Mortgage Broker in the state of Arizona. NMLS MB #13866 | NMLS #170223. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z. EOE. Equal Housing Lender.