Prescott Valley Hard Money Loans
Prescott Valley hard money for investment homes, flips and new construction.
- Loan size
- $50K–$25M
- Position
- First deed of trust
- Term
- 6–24 months
- Structure
- Interest only
- Where
- Arizona only
Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers.
Prescott Valley has newer subdivisions and more level ground than its neighbor Prescott, which makes it steady territory for investment homes, flips and new construction.
We make hard money loans in Prescott Valley and across Yavapai County, where we have funded custom construction just down the road in Prescott.
What we look at on a Prescott Valley hard money loan
- The comps. With many similar homes nearby, we read the closest real sales.
- The build budget. On new construction, line by line, against what things cost in the area.
- The exit. Sale, refinance or a long-term hold with a long-term lender.
Call (480) 783-8800 with the address and your numbers, or send a Quick Quote.
Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend.
Residential Loans
Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only.
View programFix and Flip Loans
The house is right, the numbers work, and the seller will not wait. This is the loan for that moment.
View programConstruction Loans
Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule.
View programLand Loans
Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992.
View program
$1,800,000 Ground-Up Custom Home
A custom home on a mountain-view lot at Talking Rock Ranch. Land owned free and clear, one lender, six draws, bare dirt to finished exterior.
Do you make fix and flip hard money loans in Prescott Valley?
Yes. Up to 70 percent of after-repair value and 85 percent of cost, with draws advanced before each phase.
Do you fund new construction in Prescott Valley?
Yes. Ground-up construction up to 72 percent of finished value. Owner-builders and ROC-licensed contractors both qualify.
Do you lend on my own home in Prescott Valley?
No. We make business-purpose loans on investment property only. If the property is your home, or the money is for personal use, we are not the right lender.