--- title: "Prescott Valley Hard Money Lender | Kenwood Mortgage" description: "Prescott Valley hard money loans for investment homes, fix and flip, ground-up construction and land in Yavapai County." canonical: "https://kenwoodmortgage.com/arizona-hard-money-lender/prescott-valley/" last_updated: "2026-09-24" --- Hard money lender · Yavapai County # Prescott Valley Hard Money Loans Prescott Valley hard money for investment homes, flips and new construction. | Term | Detail | |---|---| | Loan size | $50K–$25M | | Position | First deed of trust | | Term | 6–24 months | | Structure | Interest only | | Where | Arizona only | Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers. Prescott Valley has newer subdivisions and more level ground than its neighbor Prescott, which makes it steady territory for investment homes, flips and new construction. We make hard money loans in Prescott Valley and across Yavapai County, where we have funded custom construction just down the road in Prescott. ## What we look at on a Prescott Valley hard money loan - **The comps.** With many similar homes nearby, we read the closest real sales. - **The build budget.** On new construction, line by line, against what things cost in the area. - **The exit.** Sale, refinance or a long-term hold with a long-term lender. Call [(480) 783-8800](tel:+14807838800) with the address and your numbers, or send a [Quick Quote](https://kenwoodmortgage.com/quick-quote/). Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend. Last updated September 24, 2026 Hard money programs for Prescott Valley deals ## Residential Loans Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only. View program ## Fix and Flip Loans The house is right, the numbers work, and the seller will not wait. This is the loan for that moment. View program ## Construction Loans Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule. View program ## Land Loans Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992. View program Funded by Kenwood near Prescott Valley ### [$1,800,000 Ground-Up Custom Home](https://kenwoodmortgage.com/recent-deals/ground-up-1-8m-prescott/) A custom home on a mountain-view lot at Talking Rock Ranch. Land owned free and clear, one lender, six draws, bare dirt to finished exterior. Call **Randy**, **Mark** or **Alex** and describe your deal out loud. It's faster. - [Randy Persson](https://kenwoodmortgage.com/about/randy-persson/) NMLS 183204 President and Founder [(602) 369-3894](tel:+16023693894) [randy@kenwoodmortgage.com](mailto:randy@kenwoodmortgage.com) - [Mark Speno](https://kenwoodmortgage.com/about/mark-speno/) NMLS 158661 Loan Originator [(480) 694-6300](tel:+14806946300) [mark@kenwoodmortgage.com](mailto:mark@kenwoodmortgage.com) - [Alex English](https://kenwoodmortgage.com/about/alex-english/) NMLS 2654939 Loan Originator [(205) 834-2500](tel:+12058342500) [alex@kenwoodmortgage.com](mailto:alex@kenwoodmortgage.com) Questions Prescott Valley borrowers ask ### Do you make fix and flip hard money loans in Prescott Valley? Yes. Up to 70 percent of after-repair value and 85 percent of cost, with draws advanced before each phase. ### Do you fund new construction in Prescott Valley? Yes. Ground-up construction up to 72 percent of finished value. Owner-builders and ROC-licensed contractors both qualify. ### Do you lend on my own home in Prescott Valley? No. We make business-purpose loans on investment property only. If the property is your home, or the money is for personal use, we are not the right lender. Hard money loans nearby - [Prescott hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/prescott/) - [Cottonwood hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/cottonwood/) - [Camp Verde hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/camp-verde/) - [Yavapai County hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/yavapai-county/) - [All Arizona hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/) --- ## Kenwood Mortgage Investments 7950 East Redfield Road #110 Scottsdale, Arizona 85260 Call: [(480) 783-8800](tel:+14807838800) Fax: (480) 783-8808 Email: [loans@kenwoodmortgage.com](mailto:loans@kenwoodmortgage.com) MB #13866 | NMLS #170223 Kenwood Mortgage Investments is a licensed Mortgage Broker in the state of Arizona. NMLS MB #13866 | NMLS #170223. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z. EOE. Equal Housing Lender.