Prescott Hard Money Loans
From a custom home at Talking Rock Ranch to a historic building downtown, we have made hard money loans in Prescott for years.
- Loan size
- $50K–$25M
- Position
- First deed of trust
- Term
- 6–24 months
- Structure
- Interest only
- Where
- Arizona only
Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers.
Prescott is the Yavapai County seat, and one of the places we have lent most outside the Valley. Custom homes on mountain lots, land in planned communities, historic buildings, and bank-owned property all come through here.
One Prescott build shows how we like to lend. At Talking Rock Ranch, we funded a $1,800,000 custom home on a mountain-view lot the builder owned free and clear. Six draws carried it from bare dirt to a finished exterior in 15 months, and the loan was paid off ahead of maturity.
What we look at on a Prescott hard money loan
- The lot. Slope, access, utilities and community rules all shape what a mountain lot can hold.
- Weather and the schedule. Prescott builds can lose time to winter. The draw schedule should allow for it.
- The finished value. Priced on real Prescott sales of comparable homes.
Call (480) 783-8800 with the address and your numbers, or send a Quick Quote.
Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend.
Construction Loans
Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule.
View programLand Loans
Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992.
View programCommercial Loans
Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992.
View programResidential Loans
Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only.
View program
$1,800,000 Ground-Up Custom Home
A custom home on a mountain-view lot at Talking Rock Ranch. Land owned free and clear, one lender, six draws, bare dirt to finished exterior.
Historic Property in Prescott, AZ
Tenant improvement funds for historic and beautiful Balentine Building “On The Square” in downtown Prescott.
$300,000 Bank REO in Prescott, AZ
Commercial Office/Industrial Warehouse Discounted purchase from local bank REO.
$1,000,000 Forward Commitment in Prescott, AZ
Inspected and approved in 24 hours.
Commercial in Prescott, AZ
$1,799,000 @6%
Do you make construction hard money loans in Prescott?
Yes. Ground-up construction up to 72 percent of finished value, with draws advanced before each phase. Our Talking Rock Ranch build is written up on this site.
Do you lend on historic buildings in Prescott?
Yes. We have funded historic property in Prescott. We underwrite the building's value and your plan for it.
Do you make hard money loans on bank-owned property in Prescott?
Yes. We have funded a bank REO purchase in Prescott. Distressed and bank-owned property is often exactly where hard money helps.