Surprise Hard Money Loans
Surprise hard money for Northwest Valley investment homes, purchases and cash-out.
- Loan size
- $50K–$25M
- Position
- First deed of trust
- Term
- 6–24 months
- Structure
- Interest only
- Where
- Arizona only
Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers.
Surprise is investment-home country: planned communities, rentals and homes bought to renovate and resell. It is also a place we have lent many times, from purchases to cash-out refinances on single-family investment property.
A Surprise hard money loan from Kenwood is priced on the home’s value and your plan. You talk to a decision maker, and you know quickly whether the deal works.
What we look at on a Surprise hard money loan
- The comps. With many similar homes nearby, we read the closest real sales, not the average.
- HOA rules. Association rules can limit rentals and exterior changes, so we check them before you count on a plan.
- The exit. Sale, refinance, or a long-term hold with a long-term lender.
Call (480) 783-8800 with the address and your numbers, or send a Quick Quote.
Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend.
Residential Loans
Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only.
View programFix and Flip Loans
The house is right, the numbers work, and the seller will not wait. This is the loan for that moment.
View programConstruction Loans
Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule.
View programLand Loans
Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992.
View program
Single Family Investment Property in Surprise, AZ
Single family investment property purchase in Surprise. Borrower is a Canadian citizen living in Dubai. Kenwood rushed t…
$88,000 Purchase in Surprise, AZ
Short sale in the last three years precluded conventional financing. In less than one week from the initial phone call, …
$45,000 Cash Out Refi Loan in Surprise, AZ
Cash out refinance loan. Borrower owned free and clear. Used cash to keep buying bank REO’s at a discount.
Do you make hard money loans on Surprise investment homes?
Yes. Purchases, cash-out and repositioning on investment property, up to 80 percent of value on residential bridge loans.
Can I use a hard money loan to buy a Surprise rental?
Yes, as bridge capital. We fund the purchase and any work, and you refinance into a long-term rental loan with a long-term lender.
Do you lend on my own home in Surprise?
No. We make business-purpose loans on investment property only. If the property is your home, or the money is for personal use, we are not the right lender.