Tempe Hard Money Loans
Tempe is mostly built out, so Tempe hard money deals are about existing property: condos, rentals, commercial buildings and the plan to make them worth more.
- Loan size
- $50K–$25M
- Position
- First deed of trust
- Term
- 6–24 months
- Structure
- Interest only
- Where
- Arizona only
Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers.
Tempe is landlocked by its neighbors, so there is little raw land left to build on. The deals here are existing property: investment condos, rentals, older homes worth renovating, and commercial buildings ready for a new use or a cash-out.
Those are the deals a bank often gets wrong. A condo that is listed for sale, a commercial building with a thin rent roll, an owner who needs equity out quickly for the next purchase. We make hard money loans on the property and the plan, and we have funded both a Tempe waterfront condo and a Tempe commercial cash-out.
What we look at on a Tempe hard money loan
- The building, not only the unit. On a condo, the association and the building matter as much as the unit itself.
- The plan for the equity. On a cash-out, we want to know what the money is for and how the loan is repaid.
- The exit. A sale or a refinance, priced against the market as it is.
Call (480) 783-8800 with the address and your numbers, or send a Quick Quote.
Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend.
Residential Loans
Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only.
View programCommercial Loans
Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992.
View programFix and Flip Loans
The house is right, the numbers work, and the seller will not wait. This is the loan for that moment.
View programMulti-Family Loans
From a duplex in Mesa to an apartment building mid-turn, capital sized to the property and the plan you have for it.
View program
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Do you make hard money loans on Tempe condos?
Yes, on investment condos. We have funded a Tempe waterfront condo, and we underwrite the unit, the building and your exit.
Can I take cash out of a Tempe commercial property?
Yes. Commercial cash-out refinances are a regular part of our book, including one in Tempe. Commercial loans run up to 80 percent of value.
Is the property near the university a problem?
No. Rentals near campus are ordinary investment property to us. We price the rent, the condition and the exit like any other deal.