--- title: "Tempe Hard Money Lender | Kenwood Mortgage Investments" description: "Tempe hard money loans on condos, rentals, commercial property and redevelopment. Cash-out and bridge loans from an Arizona hard money lender since 1992." canonical: "https://kenwoodmortgage.com/arizona-hard-money-lender/tempe/" last_updated: "2026-09-25" --- Hard money lender · Maricopa County # Tempe Hard Money Loans Tempe is mostly built out, so Tempe hard money deals are about existing property: condos, rentals, commercial buildings and the plan to make them worth more. | Term | Detail | |---|---| | Loan size | $50K–$25M | | Position | First deed of trust | | Term | 6–24 months | | Structure | Interest only | | Where | Arizona only | Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers. Tempe is landlocked by its neighbors, so there is little raw land left to build on. The deals here are existing property: investment condos, rentals, older homes worth renovating, and commercial buildings ready for a new use or a cash-out. Those are the deals a bank often gets wrong. A condo that is listed for sale, a commercial building with a thin rent roll, an owner who needs equity out quickly for the next purchase. We make hard money loans on the property and the plan, and we have funded both a Tempe waterfront condo and a Tempe commercial cash-out. ## What we look at on a Tempe hard money loan - **The building, not only the unit.** On a condo, the association and the building matter as much as the unit itself. - **The plan for the equity.** On a cash-out, we want to know what the money is for and how the loan is repaid. - **The exit.** A sale or a refinance, priced against the market as it is. Call [(480) 783-8800](tel:+14807838800) with the address and your numbers, or send a [Quick Quote](https://kenwoodmortgage.com/quick-quote/). Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend. Last updated September 25, 2026 Hard money programs for Tempe deals ## Residential Loans Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only. View program ## Commercial Loans Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992. View program ## Fix and Flip Loans The house is right, the numbers work, and the seller will not wait. This is the loan for that moment. View program ## Multi-Family Loans From a duplex in Mesa to an apartment building mid-turn, capital sized to the property and the plan you have for it. View program Funded by Kenwood near Tempe ### [$800,000 Waterfront Penthouse Condo Loan in Tempe, AZ](https://kenwoodmortgage.com/recent-deals/) 10% Rate, Listed For Sale, No Prepayment Penalty This beautiful Bridgeview Condo located on the Tempe Waterfront was pho… ### [$500,000 Cash Out Refi in Tempe, AZ](https://kenwoodmortgage.com/recent-deals/) $500,000 cash out refinance, commercial property, listed for sale, loan to LLC financing package for quality borrower in… Call **Randy**, **Mark** or **Alex** and describe your deal out loud. It's faster. - [Randy Persson](https://kenwoodmortgage.com/about/randy-persson/) NMLS 183204 President and Founder [(602) 369-3894](tel:+16023693894) [randy@kenwoodmortgage.com](mailto:randy@kenwoodmortgage.com) - [Mark Speno](https://kenwoodmortgage.com/about/mark-speno/) NMLS 158661 Loan Originator [(480) 694-6300](tel:+14806946300) [mark@kenwoodmortgage.com](mailto:mark@kenwoodmortgage.com) - [Alex English](https://kenwoodmortgage.com/about/alex-english/) NMLS 2654939 Loan Originator [(205) 834-2500](tel:+12058342500) [alex@kenwoodmortgage.com](mailto:alex@kenwoodmortgage.com) Questions Tempe borrowers ask ### Do you make hard money loans on Tempe condos? Yes, on investment condos. We have funded a Tempe waterfront condo, and we underwrite the unit, the building and your exit. ### Can I take cash out of a Tempe commercial property? Yes. Commercial cash-out refinances are a regular part of our book, including one in Tempe. Commercial loans run up to 80 percent of value. ### Is the property near the university a problem? No. Rentals near campus are ordinary investment property to us. We price the rent, the condition and the exit like any other deal. Hard money loans nearby - [Mesa hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/mesa/) - [Chandler hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/chandler/) - [Scottsdale hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/scottsdale/) - [Phoenix hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/phoenix/) - [Gilbert hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/gilbert/) - [Maricopa County hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/maricopa-county/) - [All Arizona hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/) --- ## Kenwood Mortgage Investments 7950 East Redfield Road #110 Scottsdale, Arizona 85260 Call: [(480) 783-8800](tel:+14807838800) Fax: (480) 783-8808 Email: [loans@kenwoodmortgage.com](mailto:loans@kenwoodmortgage.com) MB #13866 | NMLS #170223 Kenwood Mortgage Investments is a licensed Mortgage Broker in the state of Arizona. NMLS MB #13866 | NMLS #170223. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z. EOE. Equal Housing Lender.