--- title: "Tonopah Hard Money Lender | Kenwood Mortgage Investments" description: "Tonopah hard money loans for land and acreage, construction and investment property in unincorporated far west Maricopa County along I-10." canonical: "https://kenwoodmortgage.com/arizona-hard-money-lender/tonopah/" last_updated: "2026-09-25" --- Hard money lender · Maricopa County # Tonopah Hard Money Loans Tonopah is land. We make hard money loans on land and on what gets built on it. | Term | Detail | |---|---| | Loan size | $50K–$25M | | Position | First deed of trust | | Term | 6–24 months | | Structure | Interest only | | Where | Arizona only | Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers. Tonopah is unincorporated desert in far west Maricopa County, along I-10. Most deals here are land: parcels bought to hold, to split, or to build on, and homes built on acreage. We make hard money loans on Tonopah land and construction. We do not refuse raw acreage. We price it on what it is: its access, its water, its utilities, and a realistic plan for its use. ## What we look at on a Tonopah hard money loan - **Access.** A recorded, usable road into the parcel. - **Water and utilities.** Wells, septic and the distance to power are part of the value. - **The path to use.** Land with a plan is a different deal than land without one, and we price the difference. Call [(480) 783-8800](tel:+14807838800) with the address and your numbers, or send a [Quick Quote](https://kenwoodmortgage.com/quick-quote/). Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend. Last updated September 25, 2026 Hard money programs for Tonopah deals ## Land Loans Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992. View program ## Construction Loans Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule. View program ## Residential Loans Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only. View program Call **Randy**, **Mark** or **Alex** and describe your deal out loud. It's faster. - [Randy Persson](https://kenwoodmortgage.com/about/randy-persson/) NMLS 183204 President and Founder [(602) 369-3894](tel:+16023693894) [randy@kenwoodmortgage.com](mailto:randy@kenwoodmortgage.com) - [Mark Speno](https://kenwoodmortgage.com/about/mark-speno/) NMLS 158661 Loan Originator [(480) 694-6300](tel:+14806946300) [mark@kenwoodmortgage.com](mailto:mark@kenwoodmortgage.com) - [Alex English](https://kenwoodmortgage.com/about/alex-english/) NMLS 2654939 Loan Originator [(205) 834-2500](tel:+12058342500) [alex@kenwoodmortgage.com](mailto:alex@kenwoodmortgage.com) Questions Tonopah borrowers ask ### Do you make hard money loans on raw land in Tonopah? Yes. Residential land up to 70 percent of value and commercial land up to 65 percent, underwritten on access, water, utilities and your plan. ### Can I build on Tonopah land I already own? Yes. If you own it free and clear, we can fund up to 100 percent of hard costs, with draws advanced before each phase. ### Who issues building permits in Tonopah? Tonopah is unincorporated, so permits run through Maricopa County. We read the county process into your schedule. Hard money loans nearby - [Buckeye hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/buckeye/) - [Wittmann hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/wittmann/) - [Goodyear hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/goodyear/) - [Maricopa County hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/maricopa-county/) - [All Arizona hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/) --- ## Kenwood Mortgage Investments 7950 East Redfield Road #110 Scottsdale, Arizona 85260 Call: [(480) 783-8800](tel:+14807838800) Fax: (480) 783-8808 Email: [loans@kenwoodmortgage.com](mailto:loans@kenwoodmortgage.com) MB #13866 | NMLS #170223 Kenwood Mortgage Investments is a licensed Mortgage Broker in the state of Arizona. NMLS MB #13866 | NMLS #170223. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z. EOE. Equal Housing Lender.