---
title: "Tucson Hard Money Lender | Kenwood Mortgage Investments"
description: "Tucson hard money loans for fix and flip, investment homes, commercial property, land and construction, from an Arizona-only hard money lender."
canonical: "https://kenwoodmortgage.com/arizona-hard-money-lender/tucson/"
last_updated: "2026-09-25"
---

Hard money lender · Pima County

# Tucson Hard Money Loans

We lend statewide, Tucson included. Hard money for Tucson flips, rentals, commercial buildings and land.

| Term | Detail |
|---|---|
| Loan size | $50K–$25M |
| Position | First deed of trust |
| Term | 6–24 months |
| Structure | Interest only |
| Where | Arizona only |

Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers.

Kenwood Mortgage Investments is based in Scottsdale, and we lend across Arizona. Tucson and the surrounding area, including Marana, Oro Valley and Vail, bring the same deals we fund everywhere else: flips, rentals, small multi-family, commercial buildings, land and ground-up construction.

Every Tucson hard money loan is read by a decision maker who looks at the property and your plan and prices the loan on both.

## What we look at on a Tucson hard money loan

- **The submarket.** Tucson values vary a lot from one area to the next, so we read comps close to the property.
- **Pima County or a municipality.** Permits run through the City of Tucson, a surrounding town, or Pima County depending on where the parcel sits.
- **The exit.** A sale, a refinance or a lease-up, priced on real local sales.

Call [(480) 783-8800](tel:+14807838800) with the address and your numbers, or send a [Quick Quote](https://kenwoodmortgage.com/quick-quote/).

Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend.

Last updated September 25, 2026

Hard money programs for Tucson deals

## Fix and Flip Loans

The house is right, the numbers work, and the seller will not wait. This is the loan for that moment.

View program

## Residential Loans

Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only.

View program

## Commercial Loans

Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992.

View program

## Land Loans

Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992.

View program

## Construction Loans

Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule.

View program

## Multi-Family Loans

From a duplex in Mesa to an apartment building mid-turn, capital sized to the property and the plan you have for it.

View program

Call **Randy**, **Mark** or **Alex** and describe your deal out loud. It's faster.

- [Randy Persson](https://kenwoodmortgage.com/about/randy-persson/) NMLS 183204 President and Founder [(602) 369-3894](tel:+16023693894) [randy@kenwoodmortgage.com](mailto:randy@kenwoodmortgage.com)
- [Mark Speno](https://kenwoodmortgage.com/about/mark-speno/) NMLS 158661 Loan Originator [(480) 694-6300](tel:+14806946300) [mark@kenwoodmortgage.com](mailto:mark@kenwoodmortgage.com)
- [Alex English](https://kenwoodmortgage.com/about/alex-english/) NMLS 2654939 Loan Originator [(205) 834-2500](tel:+12058342500) [alex@kenwoodmortgage.com](mailto:alex@kenwoodmortgage.com)

Questions Tucson borrowers ask

### Do you really make hard money loans in Tucson?

Yes. We lend anywhere in Arizona. Arizona is the only state we lend in.

### Do you make fix and flip hard money loans in Tucson?

Yes. Up to 70 percent of after-repair value and 85 percent of cost, with draws advanced before each phase.

### Do you lend on commercial property in Tucson?

Yes. Office, retail, industrial and mixed use, up to 80 percent of value and up to $25,000,000.

Hard money loans nearby

- [Pinal County hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/pinal-county/)
- [Phoenix hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/phoenix/)
- [Maricopa County hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/maricopa-county/)
- [All Arizona hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/)

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## Kenwood Mortgage Investments

7950 East Redfield Road #110
Scottsdale, Arizona 85260

Call: [(480) 783-8800](tel:+14807838800)
Fax: (480) 783-8808
Email: [loans@kenwoodmortgage.com](mailto:loans@kenwoodmortgage.com)

MB #13866 | NMLS #170223

Kenwood Mortgage Investments is a licensed Mortgage Broker in the state of Arizona. NMLS MB #13866 | NMLS #170223. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z. EOE. Equal Housing Lender.
