--- title: "Wittmann Hard Money Lender | Kenwood Mortgage Investments" description: "Wittmann hard money loans for acreage, horse property, manufactured homes and construction in unincorporated northwest Maricopa County." canonical: "https://kenwoodmortgage.com/arizona-hard-money-lender/wittmann/" last_updated: "2026-09-25" --- Hard money lender · Maricopa County # Wittmann Hard Money Loans Wittmann is acreage and horse property along US 60. We make hard money loans on it. | Term | Detail | |---|---| | Loan size | $50K–$25M | | Position | First deed of trust | | Term | 6–24 months | | Structure | Interest only | | Where | Arizona only | Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers. Wittmann is unincorporated country northwest of Surprise along US 60: acreage, horse property, manufactured homes and owner-built houses. Banks find these properties hard to fit into a form. We find them worth reading. We make hard money loans on Wittmann land, construction and investment property. A decision maker looks at the parcel and the plan and prices the difference between a well-located lot and raw acreage, instead of refusing to see it. ## What we look at on a Wittmann hard money loan - **Water, septic and power.** Most properties here rely on wells and septic. Each is part of the value. - **Legal access.** A recorded way in matters as much as the land itself. - **County permits.** Wittmann is unincorporated, so building permits run through Maricopa County. Call [(480) 783-8800](tel:+14807838800) with the address and your numbers, or send a [Quick Quote](https://kenwoodmortgage.com/quick-quote/). Loan figures are program ranges. Every deal is priced on its own fundamentals. This is not a commitment to lend. Last updated September 25, 2026 Hard money programs for Wittmann deals ## Land Loans Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992. View program ## Construction Loans Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule. View program ## Residential Loans Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only. View program Call **Randy**, **Mark** or **Alex** and describe your deal out loud. It's faster. - [Randy Persson](https://kenwoodmortgage.com/about/randy-persson/) NMLS 183204 President and Founder [(602) 369-3894](tel:+16023693894) [randy@kenwoodmortgage.com](mailto:randy@kenwoodmortgage.com) - [Mark Speno](https://kenwoodmortgage.com/about/mark-speno/) NMLS 158661 Loan Originator [(480) 694-6300](tel:+14806946300) [mark@kenwoodmortgage.com](mailto:mark@kenwoodmortgage.com) - [Alex English](https://kenwoodmortgage.com/about/alex-english/) NMLS 2654939 Loan Originator [(205) 834-2500](tel:+12058342500) [alex@kenwoodmortgage.com](mailto:alex@kenwoodmortgage.com) Questions Wittmann borrowers ask ### Do you make hard money loans on manufactured homes in Wittmann? We do make manufactured home loans on investment property. How the home and the land are titled matters, so call with the details. ### Do you lend on Wittmann horse property? Yes, when it is investment or business-purpose property. We underwrite the land, the improvements and the exit. ### Can I build on my Wittmann acreage with a hard money loan? Yes. Ground-up construction up to 72 percent of finished value, and up to 100 percent of hard costs if you own the land free and clear. Hard money loans nearby - [Surprise hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/surprise/) - [Peoria hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/peoria/) - [Tonopah hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/tonopah/) - [Buckeye hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/buckeye/) - [Maricopa County hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/maricopa-county/) - [All Arizona hard money loans](https://kenwoodmortgage.com/arizona-hard-money-lender/) --- ## Kenwood Mortgage Investments 7950 East Redfield Road #110 Scottsdale, Arizona 85260 Call: [(480) 783-8800](tel:+14807838800) Fax: (480) 783-8808 Email: [loans@kenwoodmortgage.com](mailto:loans@kenwoodmortgage.com) MB #13866 | NMLS #170223 Kenwood Mortgage Investments is a licensed Mortgage Broker in the state of Arizona. NMLS MB #13866 | NMLS #170223. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z. EOE. Equal Housing Lender.