--- title: "Arizona Hard Money Loan Programs | Kenwood Mortgage" description: "Arizona hard money loan programs: fix and flip, construction, bridge, land, multi-family and commercial loans from $50K to $25M, structured around the deal." canonical: "https://kenwoodmortgage.com/loan-programs/" last_updated: "2026-10-16" --- What we fund # Arizona Hard Money Loan Programs Every deal here is priced on its own fundamentals. Pick the program that fits what you are building, buying, or bridging. Banks sell loan products. You fit the product or you do not get the loan. We work the other way. You bring the deal. A decision maker who has underwritten Arizona real estate for more than 30 years reads it, and when the fundamentals are sound, we structure the loan around it. Loans run $50,000 to $25,000,000, secured by first position deeds of trust on Arizona investment property. The six programs below are starting points, not rigid categories. Most deals we fund borrow a little from two of them. ## Commercial Loans Commercial capital that moves when the deal does, from people who have underwritten Arizona property through every cycle since 1992. View program ## Construction Loans Ground-up capital that moves with your build. Draws advance before the work starts, and the structure is shaped around your schedule. View program ## Fix and Flip Loans The house is right, the numbers work, and the seller will not wait. This is the loan for that moment. View program ## Land Loans Land financing starts with the parcel and your plan for it. We have underwritten Arizona land since 1992. View program ## Multi-Family Loans From a duplex in Mesa to an apartment building mid-turn, capital sized to the property and the plan you have for it. View program ## Residential Loans Capital for the investment house between where it is and where you are taking it. Purchase, cash out, or reposition. Investment property only. View program --- ## Kenwood Mortgage Investments 7950 East Redfield Road #110 Scottsdale, Arizona 85260 Call: [(480) 783-8800](tel:+14807838800) Fax: (480) 783-8808 Email: [loans@kenwoodmortgage.com](mailto:loans@kenwoodmortgage.com) MB #13866 | NMLS #170223 Kenwood Mortgage Investments is a licensed Mortgage Broker in the state of Arizona. NMLS MB #13866 | NMLS #170223. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z. EOE. Equal Housing Lender.