--- title: "Arizona Multifamily Hard Money Loans | Kenwood Mortgage" description: "Multi-family hard money loans in Arizona. Duplexes to apartment buildings, bridge capital funded on the asset and your plan for it." canonical: "https://kenwoodmortgage.com/loan-programs/multi-family-loans/" last_updated: "2026-09-24" --- Loan program # Arizona Multi-Family Hard Money Loans From a duplex in Mesa to an apartment building mid-turn, capital sized to the property and the plan you have for it. | Term | Detail | |---|---| | Loan size | $50K–$25M | | Position | First deed of trust | | Structure | Interest only | | Term | 6–24 months | Pricing is set deal by deal, on the property, the leverage and the plan. Call and we will talk about your numbers. Multi-family deals are bought on what the property can do, not what it did last year. The seller’s rent roll is below market, half the units need turning, and every bank underwrites yesterday’s income. We underwrite the plan. What do the units rent for after the renovation, what does the work cost, and what is the property worth stabilized? When those numbers hold, the current rent roll is a starting point, not a verdict. ## The bridge to stabilized The pattern is simple. You buy below stabilized value because of the work or the vacancy. Our loan funds the purchase and carries the property through the repositioning, interest only, so payments stay manageable while units come online. Then you sell, or refinance into permanent financing at the new value, and the loan retires. We do not compete with your long-term lender. We get you to them in a stronger position. Call [(480) 783-8800](tel:+14807838800) with the address and the unit mix. A decision maker will walk you through the numbers and tell you plainly whether the deal is fundable. We make multi-family hard money loans across Arizona, including [Mesa](https://kenwoodmortgage.com/arizona-hard-money-lender/mesa/), [Phoenix](https://kenwoodmortgage.com/arizona-hard-money-lender/phoenix/), [Tempe](https://kenwoodmortgage.com/arizona-hard-money-lender/tempe/), [Glendale](https://kenwoodmortgage.com/arizona-hard-money-lender/glendale/), [Avondale](https://kenwoodmortgage.com/arizona-hard-money-lender/avondale/) and [Tucson](https://kenwoodmortgage.com/arizona-hard-money-lender/tucson/). [See every area we lend in](https://kenwoodmortgage.com/arizona-hard-money-lender/). Loan structure above traces to our standing program terms. Every deal is priced on its own fundamentals. This is not a commitment to lend. Last updated September 24, 2026 Call **Randy**, **Mark** or **Alex** and describe your deal out loud. It's faster. - [Randy Persson](https://kenwoodmortgage.com/about/randy-persson/) NMLS 183204 President and Founder [(602) 369-3894](tel:+16023693894) [randy@kenwoodmortgage.com](mailto:randy@kenwoodmortgage.com) - [Mark Speno](https://kenwoodmortgage.com/about/mark-speno/) NMLS 158661 Loan Originator [(480) 694-6300](tel:+14806946300) [mark@kenwoodmortgage.com](mailto:mark@kenwoodmortgage.com) - [Alex English](https://kenwoodmortgage.com/about/alex-english/) NMLS 2654939 Loan Originator [(205) 834-2500](tel:+12058342500) [alex@kenwoodmortgage.com](mailto:alex@kenwoodmortgage.com) Questions borrowers ask ### What size properties do you fund? Duplexes, fourplexes, and apartment buildings across Arizona. Loan amounts run $50,000 to $25,000,000, which covers most small and mid-size multi-family deals in this market. ### The units need work before they rent at market. Does that kill the deal? No, that is usually why the deal exists. We fund the purchase and the renovation. Your exit is a sale or a refinance into long-term financing once the property performs. ### Do you offer long-term rental loans? No. We are bridge capital: we fund the buy and the improvement, and you refinance into a term loan with a long-term lender when the property is stabilized. We will say so up front, and we are glad to be the first call on your next acquisition. --- ## Kenwood Mortgage Investments 7950 East Redfield Road #110 Scottsdale, Arizona 85260 Call: [(480) 783-8800](tel:+14807838800) Fax: (480) 783-8808 Email: [loans@kenwoodmortgage.com](mailto:loans@kenwoodmortgage.com) MB #13866 | NMLS #170223 Kenwood Mortgage Investments is a licensed Mortgage Broker in the state of Arizona. NMLS MB #13866 | NMLS #170223. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z. EOE. Equal Housing Lender.