Residential Loans

The rental down the street finally lists, or the estate sale prices below the market, or your equity is parked in a finished project while the next one waits.

A bank sees a file that does not fit its residential form. Non-owner-occupied, LLC borrower, unusual timeline: each one is a reason to slow down or say no.

We see an investment property with a story, and we underwrite the story. What is the house worth today, what is your plan, and how does the loan retire? When those three answers hold up, the loan gets made.

Built for the in-between

A bridge loan is not permanent money and does not pretend to be. It closes the gap: buy now and refinance later, pull equity out to fund the next purchase, or hold a property steady while you finish the plan. Terms typically run 6 to 24 months, interest only, so the payment stays light while you execute.

When the plan is a long-term hold, we fund the buy and the work, and you exit into a term loan with a long-term lender. We will tell you plainly if your deal is better served elsewhere.

Call (480) 783-8800 and describe the property. Two minutes with a decision maker beats two weeks with a loan portal.

Leverage above is a program range. Every deal is priced on its own fundamentals. This is not a commitment to lend.