---
title: "$700,000 Ground-Up Farmhouse and Barn"
description: "A licensed builder with land owned free and clear. Two structures, one loan, and every draw advanced before the phase began."
canonical: "https://kenwoodmortgage.com/recent-deals/ground-up-700k-camp-verde/"
last_updated: "2026-09-08"
---

Recent work · Camp Verde

# $700,000 Ground-Up Farmhouse and Barn

A licensed builder with land owned free and clear. Two structures, one loan, and every draw advanced before the phase began.

- $700,000 Loan
- 1.67 acres Owned free and clear
- ~5,600 sq ft Two structures

The one thing to remember

## The money moved before the crews did.

Every draw on this build was funded ahead of the phase it paid for. The build so far plays on the right, in order.

[How Fund Forward works](https://kenwoodmortgage.com/loan-programs/construction-loans/)

The build from graded pad to wrapped exterior, in order

The build in six moves

## Dirt to done. In order.

1. Cash Before the loan Bought the dirt The owner paid cash for 1.67 acres in Camp Verde. Free and clear.
2. $700K April 2026 Funded $700,000 closed. The first draw advanced at closing, before a shovel moved.
3. May 2026 Pad graded Stem walls set. The slab money was already there.
4. June 2026 Framing up Farmhouse and barn stood in the same month.
5. July 2026 Roof on Sheathed, dried in, mechanicals roughed.
6. August 2026 Under construction Windows in, house wrap on, exterior next.

The story

| Term | Detail |
|---|---|
| Property type | Ground-up construction, farmhouse plus barn |
| Location | Camp Verde |
| Status | Under construction |
| Program | [Construction loans](https://kenwoodmortgage.com/loan-programs/construction-loans/) |

| Term | Detail |
|---|---|
| Loan | $700,000 |
| Structure | Fund Forward, advance draws |
| Land | 1.67 acres, owned free and clear |
| Build | About 5,600 sq ft under roof |

Two sets of plans stamped for permit. A farmhouse and a barn. Land in Camp Verde, paid off, and a builder who was going to run the job himself.

What he did not have was a lender who would fund it **the way a build actually runs.**

Most construction lenders pay you back after the phase is done. That means the builder floats the concrete, the lumber package, the framing crew, and waits. On a two-structure job that float adds up fast.

> The money moved before the crews did.

**Kenwood funded it the other way.** A $700,000 loan, structured under Fund Forward. Each draw advanced **before the phase began.** The slab money was there when the pump truck rolled up. The framing money was there when the package was ordered. A local inspector confirmed progress between phases, and the draw schedule followed **the builder’s own sequence.**

The land counted. Because he owned the 1.67 acres free and clear, **his dirt was his equity.** His cash stayed in his business.

By July the farmhouse and barn were framed and sheathed. By August the windows were in and the wrap was on, with the exterior finishes next. The build is still moving, and every draw keeps landing before the phase it pays for.

**One lender, one loan, two buildings, no phase floated out of pocket.**

Have land and a set of plans? Start with the [construction program](https://kenwoodmortgage.com/loan-programs/construction-loans/), or call [(480) 783-8800](tel:+14807838800) and walk a decision maker through the build.

Last updated September 8, 2026

Three chapters

## Before. During. Done.

Before · May 2026

During · July 2026

Under construction

After

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## Kenwood Mortgage Investments

7950 East Redfield Road #110
Scottsdale, Arizona 85260

Call: [(480) 783-8800](tel:+14807838800)
Fax: (480) 783-8808
Email: [loans@kenwoodmortgage.com](mailto:loans@kenwoodmortgage.com)

MB #13866 | NMLS #170223

Kenwood Mortgage Investments is a licensed Mortgage Broker in the state of Arizona. NMLS MB #13866 | NMLS #170223. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z. EOE. Equal Housing Lender.